20180130 RW-TI PHO 16
Benefits Portal
United States

Lets Talk Benefits

This site will help take you through everything you need to know so you’re more confident than ever in your benefits decisions.

Ensure your enrollments are completed in the Benefits section of Dayforce by November 1st for benefits to take effect 1/1/2025

Open Enrollment

Open Enrollment is available from October 7th to November 1st, 2024.

Explore Benefits

The 2025 benefits guide is available for you to download, print, highlight or whatever else you may need.

View Benefits Guide

Information Section:

There will be 2 webinars available to employees for an Open Enrollment Overview

You can also watch a recorded webinar where you will be guided through everything you need to know about 2025 benefits. 

 

NEED HELP ENROLLING?

Contact your local HR team for more information.

October 7th at 11am CST

October 21st at 3pm CST

Watch Video

Ready to Get Started?

First, we have one question to help get you to the right place. Click the response which applies to you.

To get started, you will sign in with your ROCKWOOL network credentials to complete your enrollment

 

Go to Dayforce (via SSO)

 

  1. Click the button above to sign into the ROCKWOOL identity platform with your network credentials.
    • This is the same process as if you went to Workday and clicked on the Dayforce icon to sign in.
  2. Click on the Benefits icon (if you don’t see it, click the menu icon in the top left corner)
  3. On the Overview screen, you will see an enrollment available to you, click Start Enrollment to begin. Click Next once you read through the Introduction screen.
  4. Complete the following Profile Forms as they which to you, then click Next:
    • Health and Wellness: Declare whether or not you are a Tobacco/Nicotine user.
      • IMPORTANT: Falsifying this information violates ROCKWOOL’s code of conduct and may result in disciplinary action up to and including termination of employment.
    • Current Dependent Information: Enter any dependents you intend to include part of your coverage.
    • Current Beneficiary Information: Enter beneficiary information for any Life/AD&D coverage. You may change these later if necessary.
    • Dependent Verification Documentation: If you are covering your dependents, you are required to upload documentation verifying such. You will be informed of acceptable documents during the enrollment process. If you do not provide this documentation, your coverage may be denied.
    • ALEX Benefits Decision Tool: You will be prompted to launch ALEX to educate and help you decide the best option for you. If you have already spoken to ALEX beforehand, you can affirm and skip this step.
  5. Complete your Elections including Medical, Dental, Vision, FSA/HSA, Life/AD&D and Legal Plan. Once you’re finished, click Next.
    • You must Elect or Waive each line of coverage before you will be able to continue. Read any error messages at the top of the screen if you have trouble moving forward.
    • Be sure to reference the results from when you spoke with ALEX.
  6. Confirm your elections thoroughly, then click Submit Enrollment.
  7. Success! You have successfully enrolled.
    • If you have a change of heart before Open Enrollment ends, you may return to this process to amend your decisions.

To get started, you will sign directly into Dayforce to complete your enrollment

 

Go to Dayforce (Direct)

 

  1. Click the button above to go to Dayforce and sign in:
    • Username format is your legal firstname.lastname (John Smith may be johnathan.smith).
    • Forgot your password? No problem. Click Can’t access your account? and enter your personal e-mail address to reset your password.
  2. Click on the Benefits icon (if you don’t see it, click the menu icon in the top left corner)
  3. On the Overview screen, you will see an enrollment available to you, click Start Enrollment to begin. Click Next once you read through the Introduction screen.
  4. Complete the following Profile Forms as they which to you, then click Next:
    • Health and Wellness: Declare whether or not you are a Tobacco/Nicotine user.
      • IMPORTANT: Falsifying this information violates ROCKWOOL’s code of conduct and may result in disciplinary action up to and including termination of employment.
    • Current Dependent Information: Enter any dependents you intend to include part of your coverage.
    • Current Beneficiary Information: Enter beneficiary information for any Life/AD&D coverage. You may change these later if necessary.
    • Dependent Verification Documentation: If you are covering your dependents, you are required to upload documentation verifying such. You will be informed of acceptable documents during the enrollment process. If you do not provide this documentation, your coverage may be denied.
    • ALEX Benefits Decision Tool: You will be prompted to launch ALEX to educate and help you decide the best option for you. If you have already spoken to ALEX beforehand, you can affirm and skip this step.
  5. Complete your Elections including Medical, Dental, Vision, FSA/HSA, Life/AD&D and Legal Plan. Once you’re finished, click Next.
    • You must Elect or Waive each line of coverage before you will be able to continue. Read any error messages at the top of the screen if you have trouble moving forward.
    • Be sure to reference the results from when you spoke with ALEX.
  6. Confirm your elections thoroughly, then click Submit Enrollment.
  7. Success! You have successfully enrolled.
    • If you have a change of heart before Open Enrollment ends, you may return to this process to amend your decisions.

U.S. Benefits (sharepoint.com)

Frequently Asked Questions

Get the scoop on the common questions. This section is regularly updated based on trends.

Based on an annual utilization analysis, premiums may remain the same, increase or even decrease year-over-year. After the most recent analysis was completed with our providers, premiums will need to increase for 2025 due to higher utilization. While ROCKWOOL is absorbing most of this cost, some plans are impacted more than others.

To understand how this works, see the How are Premiums Determined? section.

Each year, insurance utilization is evaluated using key metrics such as multi-year historical claims. A thorough, predictive analysis is formulated using market data and ROCKWOOL’s utilization data to determine the total amount needed to fund the plan for the following year.

That amount is then taken and divided among current and future participants in the plan based on coverage level to determine the premium. Finally, the cost share is calculated where ROCKWOOL picks up most of the cost, where we exceed market average. The remaining amount is what’s deducted from your paycheck.

Going nicotine- and tobacco-free is one of the most  important steps you can take to maintain good health. If you enroll in our medical plan and you use  tobacco/nicotine or have used tobacco products during the last six months, you will be required to pay a tobacco surcharge of $20 per month in  addition to your regular medical premiums. If you complete the tobacco cessation program through Well on Target sponsored by BCBS, you can receive a refund of the surcharge.

A spousal surcharge is intended to encourage working spouses to review all medical plan options available to them and to keep our costs reasonable for everyone. If your spouse or domestic partner is eligible for medical coverage through their own employer and you cover them on our medical plan, you will be required to pay a surcharge of $100 per month in addition to your regular medical premiums.

To qualify for the HSA Booster, you will need to complete a Health Questionnaire on BlueCross BlueShield’s portal—BlueAccess for Members (BAM) by December 31, 2023.

  1. Go to BlueCross BlueShields Portal: www.bcbsil.com
    • If you haven’t already registered, click Register Here.
    • If you forgot your Username/Password, click the respective Forgot links to recover.
  2. Once signed in, click on Well onTarget on the lefthand menu.
  3. You will be prompted to begin your Health Assessment.
    • If you aren’t, you will have a tile available on the home page.
  4. Once you’ve completed your assessment, your booster will begin within 30 days on regular payroll.
    • Please note that ROCKWOOL’s contributions are not excluded from the annual contribution maximum. Therefore, your annual contribution would prohibit you receiving the full booster, it will be reduced to support the booster contribution.

Yes! Company contributions to your HSA from ROCKWOOL will be deposited per paycheck regardless if you contribute to your HSA. This means you can receive up to $750 (Individual) or $1,500 (Family) per year even if you don’t contribute anything.

Yes! Both the High Deductible Health Plan (HDHP) with the HSA and the PPO plan offer access to the same network of facilities through BlueCross BlueShield.

Keep in mind despite the naming of the plan, both offer a “PPO” level of coverage, which means that you can go to any doctor/specialist without needing a referral. This gives you the flexibility to receive the coverage you need from the facility you want.